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Latest Articles

Disability insurance arrangements after the merger of CareSuper and Spirit Super

20 December 2024

Earlier in 2024, it was announced that CareSuper and Spirit Super would merge. Many members of both the original funds will hold disability insurance inside super like TPD, income protection and death benefits. CareSuper has announced that these insurance benefits will, for the most part, remain unchanged. However, it’s important for members to understand what effect, if any, the merger will have on their insurance benefits.
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Death benefit claims and disputing decisions made by a super fund

08 December 2024

Claiming super and insurance benefits after the death of a loved one is usually relatively straightforward. If your relationship with the deceased is clear and not controversial, the benefit will usually be paid reasonably quickly, as long as no one else makes a claim. However, what happens when things are not straightforward with a death benefits claim?
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What are the main reasons income protection claims get rejected?

23 November 2024

Income protection is great when the claim is accepted and payments commence but what are some of the reasons your income protection claim may be rejected?
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Can I make multiple claims for income protection due to the same injury or illness?

10 November 2024

Income protection benefits pay you a monthly payment if you lose or suffer a drop in your income due to illness or injury. In this blog, we look at the how income protection benefits are calculated and what options you may have to claim on more than one income protection policy.
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