As insurance lawyers, it’s been interesting to see the pandemic exclusion clauses in use during the year. These clauses, for the most part, have had an effect on business insurance and travel insurance. Fortunately, for people accessing injury and illness insurance, exclusion clauses have had little impact.
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This page provides answers to common questions related to our business interruption insurance investigation into a possible class action for affected business owners and operators.
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Register here for a free, no-obligation evaluation of your insurance policy to determine if you are eligible to claim business interruption insurance due to COVID-19 - even if your initial claim was rejected.
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In addition to worker's compensation statutory benefits available after a workplace accident, if your injury means that you have to cease working, you may also be entitled to TPD benefits held in your superannuation account.
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From 1 July 2019 to 30 June 2024, life insurers have agreed not to use genetic test results as part of life insurance application assessments for death and TPD policies, trauma policies and income protection policies.
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If you need to take time away from work for treatment for cancer or due to the ongoing and permanent impacts that the cancer and the associated treatment has on your health, you can probably claim income protection and TPD insurance benefits from your super.
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