Superannuation, insurance and bankruptcy
We are often asked whether superannuation money and/or disability insurance benefits are available for distributions amongst creditors in the event of bankruptcy.
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19 April 2021 -
5 common tricks and traps when claiming TPD insurance
02 April 2021 People often worry when they need to make a TPD insurance claim that the insurer will find a loophole or trick them into making a mistake in the claims process so that they can reject your claim. You are right to be concerned.
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JobKeeper has ended – sick or injured workers who lost employment may consider a TPD or Income Protection claim
25 March 2021 As the JobKeeper wage subsidy came to an end in March 2021, businesses who had relied on the subsidy to continue to operate were forced to let staff go. We often see that the first staff members to be let go during tough times are those that suffer from injury or illness. What are their options?
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What’s the deal with TPD claims and your capacity to work?
22 March 2021 We are often asked; can I return to work after my TPD claim is accepted? The answer varies from person to person and depends on the relevant definition of TPD that your claim refers to.
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TPD and Income Protection Insurance for People with a Chronic Illness
05 March 2021 Many people who suffer from a chronic illness such as Multiple Sclerosis, Cancer, Motor Neurone Disease, Parkinson’s Disease, Chronic Heart Disease, Fibromyalgia, Depression or Chronic Fatigue Syndrome have potential superannuation insurance entitlements that they are unaware of that could make a substantial difference to their lives.
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What’s the difference between income protection and TPD insurance?
24 February 2021 Income protection, also known as salary continuance benefits are a type of insurance where benefits are paid for a defined period; usually 2 years, 5 years or until age 60 or 65. Total and Permanent Disability (“TPD”) benefits are usually lump sum payments which are paid to people who cease work due to injury or illness...
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