In the May 2018 Budget the Federal Government introduced a proposal to remove default insurance through Super where account balances were below $6,000. The proposed changes form a Bill; “Treasury Law Amendment (Protecting your Superannuation Package) Bill 2018 ”.
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It can sometimes be difficult to work out whether you have insurance options within your super so how do you know if you have that disability insurance cover or not?
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We’re often asked if you can access any of your super money before retirement age. Yes, in some circumstances. These include having a permanent incapacity or terminal illness, for compassionate grounds and also if you are experiencing financial hardship.
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Ordinarily moneys accumulated in your super fund will not be accessible by you until retirement age. However, there are some circumstances where you can access your super fund moneys prior to retirement age; for example...
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We have significant concerns that very large numbers of working Australians will lose valuable insurance cover. Under the new rules, anyone who has an account balance which has not reached $6,000 will not ...
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Every super fund and insurer approaches claims in different ways and it's common that you will be asked to attend a medical appointment with a consultant doctor (or doctors) that the insurer or super fund chooses, but do you have to attend?
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