Many people are told by superannuation funds, insurance companies, financial advisors and friends that they do not need a lawyer to pursue a TPD claim. Here's what you need to consider.
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The Royal Commission into misconduct in the banking, superannuation and the financial services industry holds its first public hearings commencing 13 March 2018.
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Receiving a letter rejecting your Total and Permanent Disability (TPD) claim from your superannuation fund or insurer is confronting.
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From 1 July 2016, Sunsuper introduced, with its insurer AIA Australia, a new insurance policy which provides a benefit called TPD Assist. This insurance policy is significantly different to the Total and Permanent Disability (“TPD”) insurance policy that Sunsuper previously provided to its members.
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Earlier today, the Australian Federal Government confirmed it would be introducing legislation into Parliament to provide for a Royal Commission into the conduct of banks.
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Insurance within Super is designed to top up their retirement income so that they (or their dependants) will not be an unnecessary burden on the age or disability pension system.
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